Currency and formatting
- Currency
- Nigerian Naira (NGN)
- Symbol
- ₦ — placed before the amount
- Decimal places
- 2
- Formatted example
- ₦123,456.78
- Thousands separator
- ,
- Decimal separator
- .
- Digit grouping
- threes (3)
- Live rate
- No central-bank source publishes NGN yet
Tax
- 0% — zero rated
Payment methods in Nigeria
Roughly ordered by real-world use — not by what a card processor would prefer you offer.
- 01 bank transfer
- 02 card
- 03 ussd
- 04 wallet
Card schemes that work domestically: visa, mastercard, verve, afrigo. 3-D Secure is standard practice; strong customer authentication is not legally mandated.
Locale
- Primary
- en-NG
- Also used
- ha-NG, yo-NG, ig-NG
- Official languages
- English, Yoruba
- Direction
- left-to-right
- Date format
- DD/MM/YYYY
- Measurement
- metric
- GDPR applies
- no
Phone numbers
- Calling code
- +234
- Mobile format
- +234 XXX XXX XXXX
- Digits
- 10
Nigeria: common questions
What currency does Nigeria use?
Nigeria uses the Nigerian Naira (NGN), symbol ₦. It uses 2 decimal places, formatted as ₦123,456.78.
How many decimal places does NGN have?
NGN has 2 decimal places. Charging with the wrong number of minor units is a 100× error, so this is worth getting right.
What is the VAT rate in Nigeria?
The standard VAT rate in Nigeria is 7.50%. Prices are displayed tax-exclusive — the tax is added at checkout.
What payment methods are used in Nigeria?
The methods that matter in Nigeria, in rough order of use: bank transfer, card, ussd, wallet.
What is the dialling code for Nigeria?
Nigeria's country calling code is +234. Mobile numbers are formatted +234 XXX XXX XXXX (10 digits after the country code).
API_
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