Currency and formatting
- Currency
- Ghanaian Cedi (GHS)
- Symbol
- GH₵ — placed before the amount
- Decimal places
- 2
- Formatted example
- GH₵ 123,456.78
- Thousands separator
- ,
- Decimal separator
- .
- Digit grouping
- threes (3)
- Live rate
- No central-bank source publishes GHS yet
Tax
- 0% — zero rated
Payment methods in Ghana
Roughly ordered by real-world use — not by what a card processor would prefer you offer.
- 01 mtn momo
- 02 telecel cash
- 03 card
- 04 at money
- 05 cash on delivery
Card schemes that work domestically: visa, mastercard, gh link. 3-D Secure is standard practice; strong customer authentication is not legally mandated.
Locale
- Primary
- en-GH
- Official languages
- English
- Regional
- Akan, Ewe, Ga
- Direction
- left-to-right
- Date format
- DD/MM/YYYY
- Measurement
- metric
- GDPR applies
- no
Phone numbers
- Calling code
- +233
- Mobile format
- +233 XX XXX XXXX
- Digits
- 9
Ghana: common questions
What currency does Ghana use?
Ghana uses the Ghanaian Cedi (GHS), symbol GH₵. It uses 2 decimal places, formatted as GH₵ 123,456.78.
How many decimal places does GHS have?
GHS has 2 decimal places. Charging with the wrong number of minor units is a 100× error, so this is worth getting right.
What is the VAT rate in Ghana?
The standard VAT rate in Ghana is 20.00%. Prices are displayed tax-inclusive.
What payment methods are used in Ghana?
The methods that matter in Ghana, in rough order of use: mtn momo, telecel cash, card, at money, cash on delivery.
What is the dialling code for Ghana?
Ghana's country calling code is +233. Mobile numbers are formatted +233 XX XXX XXXX (9 digits after the country code).
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